Financial Technology

CEOs and Business Heads

. Imagine being able to import financials, have the system analyze them and risk rate them, then recommend financing structures and pricing.

. Do you need a system that helps officers create, manage, and execute facilities and drawdowns quickly, efficiently, and error free?

. Are all Project Management transactions controlled centrally, risk rated accurately, financially modeled appropriately, whilst ensuring data sanctity?

. Are you in need of generating RORACs automatically at authorized and outstanding levels, with and without lifetime calculations?

. How will you process an increasing number of credits with a growth strategy, without impacting asset quality or adding material costs, with full control and speed?

Chief Risk Officers

. Are you comfortable with your current level of impairments and ECLs?

. Have you considered using controls such as TMRACs, forward-looking assessments, cashflow centric methodologies and AI Analysis?

. As a CRO, do you want a system that manages exposures and collaterals in line with your Risk Appetite Statement, and Credit Policies?

. Do you feel portfolio growth is supported by tools such as Portfolio Risk Ratings, Stress Testing, RAROC, Concentration Assessments, and Red Flags?

. Do you have full configuration rights over PDs, LGDs, Risk Rating Scales, and Weights in your risk rating methodologies?

Chief Sustainability Officers

. All banks have to assess their clients and portfolios in terms of ESG Compliance as per IFRS and Central Bank Guidelines.

. Normally this is a complex process that involves over 400 criteria including Taxonomy, Benchmarking, Transitioning and Credit implications.

. Do you want a solution that can help you process these criteria in a controlled manner, and provide you with portfolio reporting including Green Asset Ratio?

. Do you want to incorporate credit related factors into the assessment?

. Do you want to capture disclosures across all industries and countries?

Chief Operating Officers:

. Do you want a system to handle an increasing number of processes automatically, flawlessly, and quickly and manage both Makers and Checkers?

. Do you want automatic and centralized notifications to all internal users and clients, along with centralized client documentation and letters?

. Are you looking to enhance Collateral Management features including Margins and LTVs in a unified system?

. Imagine being able to produce extensive reporting and capturing live data in Dashboards and in Excel.

. Are you looking at managing exposures and capping them within countries, industries, products, collateral and other criteria?

Chief Financial Officers

. Are you able to capture data expediently, and calculate ECLs on selected portfolios efficiently for Obligor and Facilities, Authorized and Outstanding?

. Is your ECL methodology centrally controlled, with sanctity of data assured, and forward-looking risk rating adopted?

. Are you able to use 20 years Transition Matrix to help maintain ECLs at appropriate levels?

. Are you able to use both Shift in Rating and Shift in Probability of Default as criteria for the calculation?

. Are you able to extract detailed reports with ECL by currency?

Complex FinTech made Simple