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Razvan has more than 17 years experience in commercial banking. Razvan started his banking career in Banca Comerciala Romana in January 2001 – at the time the leading bank in Romania – in credit and sales of retail portfolio. He later joined the Corporate Banking Division of Alpha Bank Romania and subsequently  Bancpost – subsidiary of Eurobank Greece – as Head of Large Corporate. In February 2009 he was promoted as Head of Credit Risk. Among his main achievements as CCO were the overhaul of the small business banking lending policy, the introduction of MRA as a key risk analysis tool and the introduction of permanent monitoring services for the portfolio. Razvan was also involved in the adoption of IFRS9 by Bancpost, having coordinated the required credit policy changes across all business lines. He joined the 6 Sigma Group in January 2019 to promote a startup fintech, 6 Sigma Risk Consultants which developed Prometheus – a virtual financial officer assisting business owners and managers in credit controlling, budgeting and financing activities. Prometheus is an advanced credit risk management tool that:

  1. Acquires data electronically from various sources digitally
  2. Assesses Financial Risk Rating and other Criteria relevant to a credit decision
  3. Provides users with an overall rating as well as recommends exposure levels and support structures
  4. Provides early warning monitoring facilities
  5. Allows users to batch process requests

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